Welcome To Income Master

    Personal Finance Tips31 Days To Fix Your Finances is a month-long series of activities that enables you to improve your financial status by centering your financial life around your own core values. Instead of supplying a bunch of budgeting sheets and asking you to commit yourself to a program, this program is about figuring out what you want out of life and reorganizing your finances so that you can have that dream.

    Each activity in this series is designed to take roughly an hour, so you can do one activity each day and fill an entire month with the activities. Of course, you can tackle as many of these steps as you would like in a single day, but it’s often worthwhile to allow a day to pass between activities so you have time to reflect on what they taught you – and what they mean to you.

    About Bill Belcamino

    Antivirus Compliance Expert

    A highly qualified, energetic, technically savvy executive with twelve years of technical leadership and experience in Internet Advertising, Consumer Software and Antivirus Compliance. Possessing outstanding leadership ability with the ability to coordinate, motivate and think outside the box. Adept at working on multiple initiatives in a fast-paced, deadline driven environment while demonstrating long term success. Skills include strong industry predictive skills, effective product planning, complex problem solving, strategic business development, technical negotiations, public speaking and employee motivation.

    Email me at: bill@belcamino.com

Personal Finance Tips

Maximize Your Deductions

If you are a homeowner, are self-employed or were hit hard with medical bills last year, it is almost always worth your while to itemize your deductions when filing taxes this April. Remember, you may be able to deduct ...

Creating Your Own Price Chart

A price chart will allow you to open up the Sunday grocery store ad and see if that special on a brick of cream cheese for $2 is really a bargain. When you check your price chart, you will find ...

Something Borrowed

One old-fashioned solution to avoid spending your hard-earned dollar on accumulating excess stuff you only use once a year is to learn to borrow and loan items. Its something we don’t really do anymore in this fast-paced, keep-to-yourself society. It ...

30 Days To Fix Your Finances

Day 1: Your Five Main Values

You might have expected that we would start out fixing your finances with a pencil and a calculator. In fact, it will be a few days before we have any need for either of these. Why? Before we can define a plan that works for you, we need to sit down and figure out what [...]

Day 2: Defining Your Goals From Your Values

Yesterday, we defined five main values that define our life. These values are what
we live for; they drive us to work and generally guide us in how we spend our lives.
Yet so often we find ourselves betraying these values (everyone does this at some
point), and it is when we choose to betray these values that [...]

Day 3: Create A Plan For Each Goal

Yesterday, we made up a list of ten goals that derive directly from our values.
Now (and for some of you, finally), we start talking a little bit about numbers.
Let’s get right down to business. Take ten sheets of paper and at the top of
each sheet, write one of the goals you defined yesterday. On each [...]