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Aug
09

Consolidating Debt is Key

By Bella | Credit Cards, Debt consolidation

It took a long time but I am finally debt free. The key to becoming this way was debt consolidation. I was up to my eyeballs in debt and it was about to cost me my home. I could barely make my mortgage because my monthly minimum payments were so shocking. In an effort to…
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Mar
12

Comparing Credit Cards Easy and Necessary

By Bella | Credit Cards, credit card options

I used to think that all credit cards were the same. That is so wrong. Along with the obvious differences, such as those in interest rates charged, there are also other important factors to look at when you want to Compare Credit Cards. I like to look at what rewards each credit card company offers.…
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Dec
29

Stay on budget with prepaid debit card

By Bella | Credit Cards, Personal Finance Tips, credit card options, prepaid debit cards

In Europe, generally speaking, people don’t spend money they don’t have. This is the smart way to live. Somehow, Americans have been caught up in the culture that bigger is better and that more is best. We have come to believe that it is OK to spend money we don’t have. But nine times out…
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Nov
04

Convenience of Credit Cards

By Bella | Credit Cards, credit card options

The average American walks around with a pocket or pocketbook full of Credit Cards that they whip out for everything from a latte to a new flat screen television. Using a credit card is very convenient. You always have it with you and can use it to buy just about anything you would ever need.…
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Oct
21

Plan for Financial Freedom

By Bella | Credit Cards

Unless you are independently wealthy, most likely you have some form of debt hanging over your head. After all, it is the American way, right? True. But just because it is the American way doesn’t mean it is right for you. It’s definitely not right for me. Just the thought of owing money makes me…
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Oct
08

It helps to know what you need when choosing a credit card

By Bella | Credit Cards, credit card options

When shopping for a

Sep
22

Now is the Time to Improve Your Credit Rating

By Bella | Credit Cards, Credit Repair, Improving Credit, Personal Finance Tips

There isn’t a whole lot of large ticket items you can buy without a good credit rating. Want a car? Want a house? Want a new couch or new flat screen television? You need credit. But, what if the turbulent economy has left you with bad credit? Are you in need of some credit repair?…
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Sep
18

Is it Easy to Repair Your Credit?

By Bella | Credit Cards, Credit Repair, Improving Credit

Layoffs, increased health care costs and an uncertain financial futures have increasingly led to people relying more and more on credit cards just to survive. In addition, people have had to pay for medical bills and groceries on credit and then when their financial situation becomes even more dire, they are unable to pay those…
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