It creeps up on you slowly. At first it doesn’t seem like a big deal — they offer you a discount to open a credit account that day. Sure, you say. But pretty soon all these small debts add up and you are having a hard time making all the monthly payments. The answer is…
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Nov
08
Debt Consolidation Should be First Step
Jan
28
Anyone can start a savings account
Last year, I discovered Dave Ramsey and his total money makeover plan. It was revolutionary for someone like me, who has almost always lived hand-to-mouth, to realize I could do his first step, which was to save $1,000 in a Savings Account as an emergency fund. I didn’t realize it was something I could accomplish.…
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