It took a long time but I am finally debt free.
The key to becoming this way was debt consolidation.
I was up to my eyeballs in debt and it was about to cost me my home. I could barely make my mortgage because my monthly minimum payments were so shocking.
In an effort to save my house, I sought credit counseling.
I was surprised to realize that my troubles had an easier solution that I had thought.
I had about $500 a month in credit debt. It was killing us. We worried not only about the mortgage, but about food, as well. Well after I talked to a credit counselor I was prompted to do a little bit of debt consolidation I was able to bring my monthly credit debt down to $100, which freed up $400 to put toward my mortgage and food. Just this little tweaking of my finances gave me the chance I needed to get caught up and now I am on my way to paying off my debt.